Debra Sime Kilgariff
"Counseling is an investment in yourself and in your future. It requires a commitment of time, energy, and work to achieve the goals you wish to accomplish. It also involves a financial investment."
Please note that services may be covered in full or in part by your health insurance or employee benefit plan. I am not a participating provider with insurance networks but would be happy to provide you with a detailed receipt that you may submit to your insurance carrier and/or health savings plan for reimbursement.
Please contact your insurer and check your coverage carefully by asking the following questions:
Do I have mental health/behavioral health benefits?
What types of services are covered? (For example, are individual, family, and/or couples visits eligible for reimbursement?)
Do I have a deductible and has it been met?
What is the coverage amount per therapy session?
How many sessions per calendar year does my plan cover?
How much does my plan cover for an out-of-network provider?
Is approval required from my primary care physician?
Payments are due at the time of service. Cash or checks are accepted.
A Good Faith Estimate of fees will be provided prior to your first appointment and/or upon request at any time.